Andrew’s client was going to write a check to a favorite charity, but knowing the client had significantly appreciated stock, Andrew recommended that the client transfer the stock to a charitable trust from which to make a donation. By donating the stock instead of cash, the client avoided income and capital gains taxes, and enjoyed a deduction of fair market value at the time of the transfer – realizing a tax savings of 22 percent. The added benefit was the charity avoided any taxes as well.
Whether advising clients on trusts, income strategies, or which investments are best at any given time, Andrew becomes deeply involved with his clients’ financial profiles in order to provide them with exceptional advice that affect their lives and those of their heirs for years to come. A financial planning professional specializing in investments, tax, retirement, and estate planning, Andrew has contributed to the growth of SC&H Financial Advisors, which has doubled in size in less than five years.
With his team, Andrew is committed to delivering exceptional client service through customized and comprehensive personal financial planning for clients to meet their goals and objectives. These services include tax-advantaged portfolio management, as well as estate, tax, and retirement planning. He identifies opportunities for clients in public and non-publicly traded securities, including the facilitation of 1031 and 1035 exchange opportunities, private placements, and hedge funds. Andrew is a member of the SC&H Investment Committee, which provides oversight of the firm’s own investment holdings.
Before joining SC&H, Andrew was a Financial Planning Consultant for a national financial services provider, where he worked with clients on investment strategies and provided financial planning advice to meet clients’ immediate and future needs. He also successfully consulted with a leading international financial services provider, working closely with the firm’s portfolio managers and analysts to establish relationships with industry leading financial service firms.
Andrew received his B.S. in Business Administration from the University of Baltimore and a M.S. in Personal Financial Planning from the College for Financial Planning. He is a Certified Financial Planner,® holding Series 6, 7, 63, and 66 FINRA licenses, and is a Member of the Financial Planners Association (FPA). Andrew has presented on finance and investment topics at the University of Baltimore graduate school of business, and at Towson University. He was named one of Baltimore’s Select Wealth Managers in service and overall satisfaction by Baltimore Magazine in 2012 and 2013.
Securities offered through Triad Advisors, Inc. Member FINRA/SIPC. We have individuals licensed to offer securities in the states of CA, CO, CT, DC, DE, FL, GA, HI, IN, MA, MD, NC, NJ, NY, NV, OH, PA, SC, TX, and VA. This is not an offer to sell securities in any other state or jurisdiction. Advisory Services offered through SC&H Financial Advisors, Inc. SC&H Financial Advisors, Inc. and Triad Advisors Inc. are unaffiliated entities.
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